Improving The Comprehensive Assessment of the Credit Ability of Corporate Clients in Commercial Banks of Uzbekistan Based on An Extended Set of Official Data
Keywords:
FT-CCAF, creditworthiness, corporate clientsAbstract
The article is dedicated to the comprehensive assessment of corporate clients' creditworthiness in commercial banks in Uzbekistan under conditions of digitalization of the banking sector. The FinTech-Based Corporate Credit Assessment Framework model, based on the integration of banking, fiscal, and infrastructure data into a unified client risk profile, is substantiated, and its architecture, analytical blocks, and practical application opportunities are disclosed.
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